Capital Solutions’ Code of Ethics
At Capital Solutions, our commitment to integrity guides every part of our lending process. We believe that trust, fairness, and transparency are essential to serving our community and providing personal loans that genuinely support our customers' financial well-being. Our Code of Ethics reflects the principles we follow to ensure every borrower receives respectful, responsible, and ethical service.
Promoting responsible borrowing:
We encourage customers to use credit wisely, helping individuals understand their loan options and supporting prompt repayment through clear communication and equal monthly payments.
Ensuring repayment ability:
Before approving a loan, we take reasonable steps to confirm that applicants can comfortably repay their obligations, maintaining a fair and supportive review process.
Offering fair, structured installment loans:
Every loan provided by Capital Solutions is designed with substantially equal monthly payments, ensuring a predictable repayment schedule that reduces principal and interest over time.
Using ethical collection practices:
If an account becomes delinquent, we use only lawful, respectful, and reasonable methods in our collection efforts. We never engage in aggressive or unfair practices.
Acting fairly and without discrimination:
All customers are treated with respect, fairness, and equality. We do not discriminate based on personal circumstances or background.
Avoiding anti-competitive practices:
We do not participate in agreements or activities that attempt to fix or control minimum charges on loans. Our focus is always on honest, customer-driven lending.
Cooperating with regulators:
Capital Solutions responsibly collaborates with federal, state, and local authorities who oversee our industry. We maintain compliance and transparency in all regulatory matters.
Operating with integrity:
Above all, we are committed to conducting our business ethically, legally, and with the utmost respect for our community and customers.
Your Trusted Partner for Fair, Ethical Lending
If you’re looking for a personal loan from a company that values honesty, respect, and fairness, Capital Solutions is here to help. We are committed to supporting our customers with ethical lending practices and transparent service every step of the way. Call us today at 314-652-8869 to learn more about our personal loans or to start your application with a team you can trust.